Welcome to Power Finance
Yamaha's Power Finance loan program is simple, fast and flexible. Tailored to your specific needs, it can be used to finance all of Yamaha's products, accessories, and extended service.
We will take you through a quick application process. In some cases, you'll be able to take possession of your financed purchase within hours!
If you wish, you can download a Power Finance application right now. Just print, fill it out, and bring it to us completed and we will do the rest for you!
Yamaha Credit Card Program
Yamaha Motor Canada's exclusive, one-of-a-kind credit card program allows our customers to purchase parts, accessories, services or labour on our preferred customer credit card.
We can provide you with more information on our Credit Card programs, just give us a call or come visit us today!
You can also download a Credit Card application right now. Just print, fill it out, and bring it to us completed and we will submit it right away.
Commercial Lease Program
Business customers, including self-employed clients, have different financing needs than consumers. Yamaha understands this and has developed a comprehensive program to assist clients with their business financing needs.
Yamaha’s Commercial Lease Program is administrated by Blue Birch Leasing, who has been in the equipment leasing business since 1963. Blue Birch Leasing specializes in custom designing leases to meet your commercial and business needs. Just come visit us today for more details or contact Blue Birch Leasing direct at 1-800-661-LEASE.
If you wish, you can download a Commercial Lease Application right now. Just print it, fill it out and bring your completed application to us.
NOTE: Certain restrictions may apply. This leasing program is available at participating dealers only. Please see your Yamaha dealer for more details.
Yamaha Power Finance, Credit Card, & Commercial Leasing FAQ's
Financing - Yamaha Power Finance
Q. What type of financing is available with Yamaha?
A. Yamaha offers loans exclusively through our Power Finance program.
Q. How can I apply for a loan through Power Finance?
A. Power Finance is available at participating dealerships. Your credit information is entered by a dealer representative via their computer for on- line credit adjudication.
Q. How long does it take?
A. Automatic approvals are instantaneous.
Q. What type of equipment can I finance?
A. You can finance products by Yamaha and other manufacturers in these product groups:
ATVs
Side by Side
Motorcycles
Outboard Motors
Power Products (Generators and Pumps)
Snowmobiles
Water Vehicles
Boats (including boat, motor and trailer packages)
Q. Is there a penalty if I pay off my loan early?
A. No. There are no penalties for early pay-out, and lump sum payments are accepted at any time.
Financing - Yamaha Credit Card Loan
Q. How do I apply for a Yamaha credit card?
A. You may apply for a Yamaha credit card at any participating Yamaha dealership.
Q. How long does it take?
A. Just minutes! Your personal credit card (Visa, Mastercard or American Express) is swiped through a FLASH terminal and your date of birth and telephone number are entered. If you are approved, you will be given a credit limit of $2500.00. You are then given a temporary card and can make a purchase immediately.
Q. How long does it take to receive my permanent card?
A. Personalized cards are sent by mail and take approximately 2 weeks to arrive.
Q. What is the credit limit?
A. The initial limit is $2500.00, but it can be as high $10,000.00 depending on your credit rating.
Q. Are there 'No Payment, No Interest' promotions available?
A. Yes. Our dealers may offer 3-month or 6-month No Payment, No Interest plans.
Q. What can be purchased on the Yamaha Credit Card?
A. Your Yamaha Credit Card can be used for:
Units
Service
Parts
Accessories
Yamaha Protection Plus
Non-Yamaha products at participating dealerships
Financing - Yamaha Commercial Leasing
Q. Who can lease?
A. This program has been established for a broad range of commercial customers, some of which include:
Partnerships
Corporations
Sole proprietors
Municipalities / Governments
Farmers
Ranchers
Fisherpersons
Survey companies
Oilfield companies
Touring operators
Contractors
Towns and villages
Resort operations
Associations
Condominium / Strata owners - and many more!
Q. What can be leased?
A. Nearly all Yamaha products can be leased, including:
ATVs
Boats
Motorcycles
Side by Sides
WaveRunners
Snowmobiles
Outboard Motors
Power Products
Q. What are the benefits of leasing?
A. . It is estimated that up to 30% of all assets in Canada used for business purposes are leased, and 80% of Canadian companies report that they lease some or all of their equipment. These customers enjoy many benefits of leasing such as:
100% Financing
In most cases there is no need for a down payment.
Reduce Taxes
Leasing should be 100% tax deductible, thereby greatly increasing the after tax benefits.
Affordable
Leasing allows businesses to acquire revenue producing assets sooner, thereby allowing profits to grow now, not later.
Preserve Bank Lines
Bank credit is often difficult to get and should be used for operating expenses, not tied up in long-term assets. As well, most loans require an increase in owner equity, something that is not required in a lease.
Pay Taxes Monthly
Who likes to pay tax bills sooner than they have to? If you buy, PST and GST are due at the time of the sale. Leasing allows customers to remit those taxes on a monthly basis.
Residual Leasing
Allows customers to pay for only a portion of the depreciation over the lease term. This minimizes your monthly payments and allows for payment of the residual value with money whose value is reduced over time by the effects of inflation.
